UAE – Deadlines for Compulsory Health Insurance Confirmed
The Dubai Health Authority (DHA) has announced details of a new law requiring employers to provide health insurance for their employees, and making health coverage a requirement for new and renewal residence visa applications.
Who is Affected?
Employers will be liable only for the cost of providing cover to their staff, who in turn will be responsible for insuring spouses, dependents and domestic workers by June 2016.
- Companies in Dubai with 1000 or more employees must provide health cover for them by the end of October 2014.
- Companies with from 100 to 999 employees must provide health cover for them by the end of June 2015.
- Companies with less than 100 employees must provide health cover for them by the end of June 2016. Also by this date, all spouses, dependents and domestic workers will have to be covered.
Under a separate scheme, visitors to Dubai will also be required to purchase health insurance on arrival. Further information about this procedure is expected in the near future.
According to the DHA, the average cost of providing basic health insurance for employees will be approximately Dh500 to Dh700 per person (approximately USD$135 - 290).
All employers are responsible for providing health insurance cards for their employees, which will be valid for one year and must be renewed annually.
Employers who fail to provide adequate health insurance from a registered provider face fines of between Dh500 and Dh500,000, among other penalties.
- Plan to provide adequate health insurance to all employees in Dubai, and optionally their dependents, by the appropriate deadline.
- Ensure that health insurance is valid at the time of new and and renewal visa applications.